Call our UK call centre on. You can find your nearest scooter dealer here. Always obtain independent, professional advice for your own particular situation. We have done all the research for you. Imagine you're driving around and you accidently hit someone, if they're injured they could make a compensation claim. There are two classes of mobility scooter - class 2 and class 3. Your scooter or moped will be covered by motorbike insurance. Saga mobility scooter insurance is a great way of preventing mishaps on your mobility scooter hurting you in the pocket; find out all about mobility scooter insurance here. * Registered Office: Enbrook Park, Folkestone, Kent, … How to get scooter or moped insurance. Our mobility scooter insurance covers you on any mobility scooter/electric wheelchair and includes free 24/7 breakdown assistance and recovery for £65. Please get in touch, disability|car using|buying & selling|maintenance|enjoying|car accessories: reviews and guides, find more details on the Motability scheme here. Disabled people or those with mobility issues who use mobility scooters or powered wheelchairs – particularly in public areas . If you get a scooter through the Motability scheme it will be insured automatically, but otherwise you will need to arrange this yourself. Mobility Scooter Insurance - Extra. Saga mobility scooter insurance is perfect for anyone over 50 who uses one. They offer insurance to this group on almost anything and, importantly, at great prices too. Personal belongings are not covered under the Motability insurance policy for scooters and powered wheelchairs. For years, Saga has been looking after the insurance needs of the over 50s. Mobility scooters offer a way for people with poor mobility to lead an independent life and, with a wide range to choose from there should something for everyone, no matter what their needs or the depth of their pocket! You can find more details on the Motability scheme here. Read our guide to the top accessible attractions in the UK. Covered for Loss/Theft If you lose/have your mobility product stolen and are unable to recover it, we’ll replace it as part of your insurance plan. Mobility scooters are extraordinarily cheap to run. They are often easy to fold too, making them ideal to carry in the boot of your car or to take on public transport. One of them, PremierCare by Marks Bates Ltd (MBL) offer a good deal, but have an exclusion which makes it unsuitable for me. The Mobility Scooter Recovery and Powerchair Recovery Scheme is a Service Contract provided by MB&G Insurance Services Limited, whose Registered Office is Cobalt Business Exchange, Cobalt Park Way, Wallsend, Tyne & Wear, NE28 9NZ Company No 01478159 and Eden Mobility (the “Providers”). If your mobility scooter can’t be fixed, AJ Mobility will arrange for a taxi for you and will take your scooter back to the workshop for repairs. This includes accidental damage, malicious damage, vandalism, fire, storm or flood. When you visit the dealer (although some may come to see you in your home to carry out an assessment of your needs if you ask), be sure to carry out a thorough test drive of any models they suggest. Our mobility scooter insurance policies provide comprehensive insurance protection for accidental damage, theft or loss, third party liability, personal accidents as well as mobility scooter breakdown and recovery, plus much more. If you're in the unfortunate position of injuring yourself while driving, all expenses will be covered by Saga. Some standard features covered in our mobility scooter insurance policies include personal accident, third party liability, recovery, theft, and accidental damage. Our specialist team are available 24 hours a day on a free phone number. Common myths about blue badges dispelled. AJ Mobility offers breakdown recovery insurance guarantees that a qualified engineer will respond to your call within 1 hour. If you would like to cover personal belongings, you would need to arrange your own separate insurance cover. You should ask your scooter dealer what warranty they will give for the product you are buying. The former is smaller and slower than the latter, but they are also cheaper and easier to transport. Blue Badge also offers optional extras, including puncture insurance, breakdown cover and key insurance. Car Insurance Caravan Insurance Motorhome Insurance ... Saga Holidays is a trading name of ST&H Limited (registration number 02174052) and Saga Shipping is a trading name of Saga Cruises Limited (registration number 03267858). Q4. They might not fit in your car either, unless you make some modifications. The class 2 scooters are relatively small and can be used indoors and on the pavement. What is a mobility scooter? 24/7 National Accident Recovery . Here’s our guide to staying independent with a mobility scooter. To insure your scooter give us a call on 0800 316 1225. Yes. United Kingdom - Excite Network Blue Badge Mobility Insurance is a trade name of Blue Badge Mobility Insurance Broker Services Ltd company number 08983520 Blue Badge Mobility Insurance is authorised and regulated by the FCA. Tips and hints to help you find a scooter that meets your needs. In the meantime have started investigating mobility scooter insurance and there seem to be very few firms offering this. Drive with confidence. Charging the battery overnight will cost you about 10p. Most mopeds and scooter are suitable for learners and have an engine size between 49cc and 125cc, making them quite cheap to insure. It's the best type of insurance to get because you know that no matter what happens while you're using your mobility scooter, you're covered. It may give you peace of mind to get mobility scooter insurance that covers you for the cost of defence and any awarded damages should you be taken to court over an incident with your scooter. The cost of our mobility scooter insurance cover starts at £6.50 per month or £65 per year. Accidental Damage If accidental damage is caused to your mobility scooter, we will cover you under the insurance scheme. Fully comprehensive cover including breakdown assistance for just £80/year. No Excess . The absolute minimum should be third-party cover to insure yourself in the event that you injure anyone on the pavement or road, but we’d recommend fully comprehensive to give you the very best cover. So you won’t be able to get insurance from Saga, Age Concern, Direct Line, Churchill, Admiral or Aviva. Mobility scooter insurance is not obligatory, but it is sensible to consider taking a policy to protect your prime asset and your interests. Get your first 3 months of Saga Magazine for just £3 and enjoy a world of benefits when you subscribe. Mobility scooters are not cheap and insuring it is the only way of protecting yourself financially should anything ever happen it. If you’re particularly worried about being left high and dry should your scooter suffer a breakdown or puncture then you might want to consider our new Mobility Extra policy. Car Insurance. It’s also worth checking whether they will come out to your home to repair or collect it, or whether you will need to take it to them. Question about your subscription? Register No. They are also heavier and more expensive than their smaller sibling and might not be suitable for taking on public transport. Mobility scooters are becoming more and more popular with the silver generation and accidents are becoming more common as a result of this. Our comprehensive Mobility Scooter Insurance covers you for accidental damage, third-party liability, theft, and personal accident - with no hidden fees or charges. Puncture repair is now available on our plus insurance cover. Read our guide to buying a wheelchair accessible vehicle. Make sure that you have all the financial protection that you require with our comprehensive guide to insurance. Although insurance for mobility scooters or powerchairs is not a legal requirement, it is highly recommended. Class 3 scooters are bigger and more robust, but have a higher top speed (up to 8mph) and can be used on the road. Both companies are subsidiaries of ST&H Group Limited. Specialist insurance is not (yet) a legal requirement but public liability cover will give you peace of mind in case of any mishap. Mobility scooters are categorised into two "maximum speed" sections by the Department of Transport: Class 2, which means a scooter that can be used on the pavement only at a maximum speed of 4mph, or a Class 3 vehicle, which means that this scooter can travel on the road at 8mph but then must be able to be limited to a maximum speed of 4mph when it is used on the pavement. As well as including a 3-year fixed price feature, our Comprehensive Saga Car cover level provides valuable extras as standard, such as Legal Protection, Accident Healthcare Cover and onward taxi travel. Protect yourself and your scooter with ETA Mobility Scooter Insurance. Mobility scooters are becoming more and more popular with the silver generation and accidents are becoming more common as a result of this. For more information visit www.fca.org.uk, or contact the FCA on 0300 500 8082 Terms and Conditions Mobility scooters offer a way for people with poor mobility to lead an independent life and, with a wide range to choose from there should something for everyone, no matter what their needs or the depth of their pocket! 680888. For Text Phone first dial 18001. / 17 December 2015. With over 45 years' experience, you can trust the Mobility Scooter Insurance coverage you receive from Fish Insurance. Both companies are registered in England and Wales. Great cover, great price! The material is for general information only and does not constitute investment, tax, legal, medical or other form of advice. Our policies start from just £65 and include FREE Key Cover and FREE Puncture Repair. A mobility scooter is a three or four-wheeled vehicle that is powered by electricity. Scooter insurance Our scooter insurance will make sure you're good to go. Carlton Boyce They have a relatively low top speed and are designed for people with disabilities and can be driven on the pavement or road. Saga mobility scooter insurance is perfect for anyone over 50 who uses one. Our affordable insurance for mobility scooters will cover your scooter and anyone with permission to ride it, as well as accidental damage, injuries and giving you Public Liability Insurance. Most scooters cost at least $1000 when purchased brand-new and so it can be well worth protecting yourself against this financial loss. Yes, there are two classes: Class 2 and class 3. Age Co Insurance Services have been designed to meet the needs of over 50s. Insuring your scooter gives you coverage should your vehicle be stolen or damaged. However, they are restricted to 4mph and have a fairly limited range before they run out of power. The product does not necessarily need to be stored at your home address when it is not in use. 8am - 8pm Monday to Friday 9am - 5pm Saturday and bank holidays 10am - 4pm Sunday. Mobility Rescue membership costs £59 per year. Some insurance will also incorporate mobility scooter breakdown cover which will get you home should your scooter … Like to advertise with us? Does my scooter or powered wheelchair need to be kept at my address? With the higher number of mobility scooters in use these days it's really no surprise there's a higher number reported stolen. Find advice on life insurance, home insurance, health insurance, car insurance, pet insurance and more. You should not rely on this information to make (or refrain from making) any decisions. Mobility scooter insurance taken out for the vehicle itself gives you protection for your vehicle. Only the person named on your insurance policy schedule is insured to use the scooter or powered wheelchair. If you keep your scooter in the boot of your car, and the car is not kept in a lock up garage, the exception applies. Calls will be recorded. One call will get both you and your equipment home if you are ever stranded. Defaqto 5 Star Rated Comprehensive cover. We can help you find the right policy when you compare quotes with us. The DVLA said: "Although it is not a legal requirement, it is strongly advised to have mobility scooter insurance. If you use a Mobility Scooter, then it might just be high time to start considering taking out a Mobility Scooter Insurance Saga policy, so you don't get caught out. Saga insurance for over 50s Whether you're looking for insurance at home, on the move or abroad, we've got you covered. There is no substitute for actually trying a scooter and for this reason we would avoid buying one over the Internet unless you’ve seen and tried it first; it’s just too easy to buy something that later turns out to be unsuitable. Do you use a mobility scooter? Who Is this Policy for? The first question is to pin down what you will be using your mobility scooter for. Having mobility scooter from Saga is the only way of ensuring this is not a problem for you. The major household name insurance companies who typically specialise in providing car insurance and house and home insurance, rarely offer insurance policies on mobility scooters. Copyright ©1995 - 2020, Check out mobility scooter insurance from Saga, Mobility scooter insurance comparison websites quickly find the best deal, Third party mobility scooter insurance covers many risks, Go online for fantastic mobility scooter insurance quotes, Things to know about commercial insurance for companies. More details. The price of a mobility scooter ranges from around £500, all the way up to £5,000 or more. Comprehensive mobility scooter insurance covers everything. Find out more about the laws around using a mobility scooter. This is because it will protect you not only against accidental damage and theft, but also negligence claims which may arise from use of your mobility vehicle. T&C's apply. Here’s our guide to staying independent with a mobility scooter. With the price of Mobility Scooters falling, more and more people with impairments to their mobility are taking the plunge and giving themselves an extra lease of life thanks to their scooter. Puncture Repair . While we might not always be the cheapest, we aim to offer great quality across all our products, with features and benefits designed for your needs. It's hard to overemphasise the importance of being adequately insured. Carlton Boyce is an ex-prison governor who now spends his time as a freelance journalist. Mobility Scooter Insurance Comparison Finding the best insurance deal for your mobility scooter can be hard work, which is why here at Help My Mobility we have drawn up a mobility scooter insurance comparison chart, to eliminate the hassle. Ensure that you find out how many breakdown calls your insurance allows you and that you tell your provider if you modify or change your mobility scooter. Common myths about the blue badge scheme busted. If you're interested in getting mobility scooter insurance from Saga, visit their website to get a full list of information, including prices and what's covered in the policy. Our mobility scooter insurance policy is specifically designed to give you peace of mind and keep you mobile. Third party mobility scooter insurance covers other people in the case of an accident involving you. Your insurance cover Together with RSA Motability (RSAM), we have arrange to provide insurance cover for all products leased through the Motability Scheme. 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